Berenberg Bank

1590 - Firmengründung in Hamburg

1590, als Hans und Paul (II) Berenberg ihre Firma gründeten, lebten etwa 1.000 Niederländer in Hamburg. Die Stadt erlebte einen wirtschaftlichen Aufschwung, der maßgeblich von diesen Refugianten getragen wurde. Neben Handwerkern waren es vor allem in Handel und Finanzierung erfahrene Kaufleute.

Die Brüder Berenberg, die Tuchhandel und allgemeine Im- und Exportgeschäfte betrieben, waren offenbar strebsam und erfolgreich. 1594 finden sich ihre Namen in der Sammlungsliste der Niederländischen Armencasse, einer noch heute bestehenden Institution zur Unterstützung in Not geratener Schicksalsgenossen. Anfang des 17. Jahrhunderts waren von den 42 Firmen, die Umsätze über 100.000 Mark verzeichneten, 32 niederländischen Ursprungs. Die Brüder Berenberg standen an fünfzehnter und sechzehnter Stelle.

Anfangs waren die Niederländer in Hamburg noch gewissen Beschränkungen unterworfen. So war es Ausländern verboten, innerhalb der Stadtgrenzen mit anderen Ausländern Geschäfte zu tätigen. Viele Niederländer wurden daraufhin Bürger der Stadt, wozu Hans und Paul (II) Berenberg sich jedoch nicht entschließen konnten. 1604 erließ der Rat dann ein liberaleres Mandat, das Ausländern nun den freien Handel mit neuen Luxusgütern erlaubte, mit rheinischen Weinen etwa, ungarischem Kupfer, Indigo, Elefantenzähnen oder Gewürzen. Kurze Zeit später wurden die ausländischen Händler den Hamburger Bürgern sogar gleichgestellt – Hamburg betrieb eine recht pragmatische Politik.

The Reformation and the way to the Elbe

The history of the Berenberg can be up to the late 15thTraced back centuries. The family originally came from the hilly countryside. On the farm wholesale Berenberg 1465 Thillmann Berenberg, was born. Even him know that he has acted with cloths. His son, Jan went first to the nearby Cologne, took the early 16th Century, but continued to Lier, situated on the outskirts of Antwerp. Already in 1515 he acquired there as "Thill Mans de zon Coelenaere" citizenship. Antwerp offered the ideal trading conditions. By 1550 it was the largest and busiest city in Europe, up to 500 ships sank here every day and weighed their anchors. There was a time of great discoveries, and thus the economic reorientation of Europe to the west -. And there was also an era of bloody religious clashes in 1585, the Dutch Protestants, given the choice, either to the Catholic faith or to leave the country, and how thousands of their fellow Muslims took advantage of the Protestant Berenbergs to find a new home. They found her in Hamburg.

Bank of America

Bank of America Partners with Nonprofit Finance Fund to Advance Health of Nonprofit Sector

April 26, 2012

Each year, the Nonprofit Finance Fund (NFF) surveys nonprofit organizations from around the United States to get a pulse on trends, challenges, and opportunities in the sector. The Bank of America Charitable Foundation is proud to have partnered with NFF on this survey for the second year.

With over 4,500 nonprofits responding, this study provides insight on everything from financial forecasts to board dynamics and service demand. This year, not surprisingly, the survey suggests nonprofits will, again, have to do more with less. In fact, 88% of those nonprofits surveyed expect an increase in demand for services in 2012 while 87% said their financial outlook won’t get any better this year.

We look to these studies to help inform how we can enhance our continued support of nonprofits that provide critical services in the communities we serve. We know it’s more than writing a check and are proud to continue our investments in supporting and developing strong nonprofit leaders through our Neighborhood Builders program where we provide nonprofits with a grant of $200,000 paired with leadership training for the executive director and a next–in–line leader.

Through support of the NFF study and the Neighborhood Builders program, we are aiming to equip the nonprofit sector with tools and resources they might not otherwise be able to afford. We see this as an investment not only in the nonprofit sector, but in the communities themselves.

Agricultural Bank of China

Company Overview

The predecessor of Agricultural Bank of China is Agricultural Cooperative Bank established in 1951. Since late 1970s, the Bank has evolved from a state-owned specialized bank to a wholly state-owned commercial bank and subsequently a state-controlled commercial bank. On 15 January 2009, the Bank was restructured into a joint stock limited liability company. On 15 and 16 July 2010, the Bank was listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange respectively, which marked the completion of our historical transformation into a public shareholding commercial bank.
Capitalizing on the comprehensive business portfolio, extensive distribution network and advanced IT platform, the Bank provides various corporate and retail banking products and services for a broad range of customers and carry out treasury operations for our own accounts or on behalf of customers. As at 31 December 2010, the Bank had total assets of RMB10,337,406 million, deposits of RMB8,887,905 million and loans of RMB4,956,741 million. Our capital adequacy ratio and non-performing loan ratio were 11.59% and 2.03%, respectively. The Bank achieved a net profi t of RMB94,907 million.
In 2010, the Bank ranked No. 141 in the global Fortune 500 companies, and ranked No. 14 in The Banker's "Top 1000 World Banks" list in terms of profi t before tax for the year of 2009. In 2010, the Bank was rated A1/Stable by the Moody's.

Citigroup

Proudly serving more than 100 million clients in 40 countries, Citi's Global Consumer Banking (GCB) business is among the largest retail banks in the world. Primarily known as Citibank and strategically centered in the world's top cities, GCB uses its deep footprint to deliver a consistent and enhanced client-centric banking experience. GCB accounted for nearly 40 percent of total deposits and 50 percent of total revenues within Citicorp in 2011.

GCB consists of five primary business units — Retail Banking, Citi Branded Cards, CitiMortgage, Citi Commercial Bank and Retail Services — that operate in our four key global regions: North America, Latin America, Europe, Middle East and Africa, and Asia Pacific. Operations outside the U.S. account for approximately half our total loans, deposits, revenues and net income.

Our GCB businesses are strong in some of the world's most important growth markets, from China, Malaysia, Korea and India in Asia Pacific, to Poland and Russia in Europe, to Mexico, Brazil, Colombia, Argentina and Panama in Latin America. In Mexico, Citi's Banamex franchise serves more than 20 million people and is the country's largest financial institution as measured by assets and customer-managed resources.

Primarily known as Citibank and centered in the world's top cities, Citi's Retail Banking network consists of more than 4,600 branches across the globe and holds deposits exceeding $300 billion. Citibank offers Checking and Savings accounts, Small Business and Wealth Management among our services. In 2011, we opened state-of-the-art digitized Citi Smart Banking branches in Washington, D.C., New York, Tokyo and Busan (South Korea) and continued renovating our entire branch network. We also opened innovative sales and service centers in Moscow and St. Petersburg and Citi Express modules — 24-hour service units — in Colombia. Branch openings in three new cities in China expanded our presence in the country to 13 cities.

Citi works tirelessly to provide consumers, corporations, governments and institutions with a broad range of financial products and services. We strive to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible.